Downside-3% / YEAR
Total profit / loss after 5 years
AED 149,803Total return on initial cash4.68%
- Assumed sale price
- AED 2,576,202
- Net sale cash after costs & debt
- AED 2,524,678
- Cumulative rental cash flow
- AED 825,125
FOR THE CONSIDERED INVESTOR
Look beyond the price.
Understand the investment.
Market context, transparent assumptions and a clearer view of your capital. Start with the numbers that matter to your decision.
Dubai, by the numbers.
PUBLISHED DATA · REVIEWED 16 OCT 2026FULL YEAR 2025AED 917B
Real estate transaction value
Official source FULL YEAR 2025270,000+Real estate transactions
Official source 2025 VS 2024+20%Transaction value growth
Official source JAN–JUN 202624,537New units from completed projects
Official sourceHistorical benchmarks, not a live feed. The 2025 figures cover overall real estate transactions, not residential sales alone. The supply figure covers the separate first-half 2026 period. Sources: Government of Dubai Public Debt Management Office (12 January 2026) and DLD (7 September 2026).
YOUR CAPITAL / YOUR ASSUMPTIONS
Build your investment picture.
Start with the essentials
Assumptions included5% vacancy · 5% management of collected rent · AED 24,500 annual fixed costs · 6.5% + AED 5,000 buying costs.
Adjust costs Optional
Running costs
Buying & selling
Cost allowances are editable budgets, not quoted fees. Include any financing, furnishing and other upfront costs. Mortgage eligibility and actual rates require lender confirmation.
Illustrative example for a completed property ready to rent. Replace the assumptions with figures for your property.
YOUR INVESTMENT AT A GLANCEAED
Estimated net rental yield5.16%
After vacancy and running costs, before mortgage payments. Based on total acquisition cost.
Annual cash flowAED 165,025After running costs
Initial cash requiredAED 3,200,000Price plus buying cost allowances
Estimates from your inputs, not guaranteed returns.
Explore detailed analysis
3–5 year scenarios, property comparison and your downloadable report.
Explore detailed analysis
3–5 year scenarios, property comparison and your downloadable report.
A CLOSER LOOK
The supporting numbers.
- Gross rental yield
- 7.00%
- Annual cash-on-cash return
- 5.16%
- Annual collected rent
- AED 199,500
- Annual operating costs
- AED 34,475
- Annual debt payments
- AED 0
- Break-even annual rent
- AED 27,147
- Purchase price / sqft
- AED 2,000
Size is used for price per sqft. Equivalent area: 139 m².
Display in your currency
All inputs remain in AED. Currency display uses your manual rate, not a live exchange feed. Currency changes over the holding period are not modelled.
THREE WAYS THE NUMBERS COULD MOVE
Your exit, in perspective.
Change the annual property-price assumptions below. Rent, vacancy, running costs and the interest rate stay constant throughout the model. These are sensitivity tests, not market forecasts.
Base0% / YEAR
Total profit / loss after 5 years
AED 565,125Total return on initial cash17.66%
- Assumed sale price
- AED 3,000,000
- Net sale cash after costs & debt
- AED 2,940,000
- Cumulative rental cash flow
- AED 825,125
Upside+3% / YEAR
Total profit / loss after 5 years
AED 1,033,391Total return on initial cash32.29%
- Assumed sale price
- AED 3,477,822
- Net sale cash after costs & debt
- AED 3,408,266
- Cumulative rental cash flow
- AED 825,125
Branded report with your assumptions.
Open the downloaded report and print to PDF.
A SIDE-BY-SIDE DECISION
Compare your shortlist.
Open comparison
A SIDE-BY-SIDE DECISION
Compare your shortlist.
Two editable examples—not listings or community averages. Shared vacancy, management, maintenance, insurance, buying costs and financing assumptions come from the calculator above. Verify building-specific service charges.
Property A
Price / sqftAED 2,000
Gross yield7.00%
Net yield on total cost5.16%
Annual cash flow after financeAED 165,025
Property B
Price / sqftAED 2,250
Gross yield6.00%
Net yield on total cost4.42%
Annual cash flow after financeAED 212,175
Bring the evidence to the investment.
For a personal shortlist, request recent comparable sales, rental evidence, approved service charges and a full cost schedule. For luxury and branded residences, also verify operator terms, owner-use restrictions and ongoing charges.
How the numbers are calculated
Gross yield = annual rent ÷ purchase price. Net yield = annual net operating income ÷ purchase price plus acquisition costs. Cash-on-cash = annual cash flow after loan payments ÷ initial cash. Total profit = cumulative rental cash flow plus net sale proceeds after loan repayment, minus initial cash. Scenario returns are cumulative, not annualised.
Management fees apply to rent after vacancy. Mortgage payments use monthly principal-and-interest amortisation; remaining principal is repaid on sale. Price changes compound annually. The model assumes a completed property available to rent immediately; it does not model off-plan construction periods. Rates, rent and costs stay constant. Taxes, exchange-rate movements, early repayment charges and any costs you have not entered are excluded. These calculations help compare assumptions; actual results depend on the property, financing and market conditions.